People often take out a policy and then forget about it. If you are not even sure what insurance you are enrolled in, follow the order below.
1First, check everything you are enrolled in
Your insurance policies, scattered across multiple insurers, can be checked at a glance with a single identity verification on My Insurance Enrollment Lookup (Credit4U). The first step is finding out how many policies you actually have.
2Look for insurance money that has been sitting unclaimed
There may be insurance money you never claimed after a policy matured, or dormant insurance money that has gone unclaimed for a long time. Find My Insurance (Nae Bohum Chajajum) lets you check, in one search, whether there is any unclaimed money under your name.
3When claiming indemnity insurance for medical costs
If you have had a hospital visit, Silson24 lets you claim indemnity medical insurance directly from your smartphone, without getting a separate receipt issued.
4If you are taking out new insurance or switching providers, compare first
If you are taking out a new policy or thinking about switching an existing one, the first step is comparing products from multiple insurers side by side on Insurance Supermarket (Bohum Damoa), rather than relying only on what an agent tells you.
5If you suspect insurance fraud
If you have witnessed or experienced something that looks like insurance fraud — a false or inflated diagnosis, a staged accident — you can report it online to the Insurance Fraud Report Center.
Services mentioned in this guide
My Insurance Enrollment Lookup (Credit4U)
A Korea Credit Information Services lookup that shows your insurance policies scattered across multiple insurers in one view, with a single identity verification
24 hours (phone counseling weekdays 09:00-17:30, until 16:30 on Fridays)
Operated by · 한국신용정보원
Cost · Free
Find My Insurance (Nae Bohum Chajajum)
An integrated insurance-association lookup service that finds matured or dormant insurance money you may not even know is waiting for you
24 hours
Operated by · 생명보험협회·손해보험협회
Cost · Free
Silson24
An official Korea Insurance Development Institute service for easily claiming indemnity (silson) medical insurance from your smartphone, with no paper receipt needed
24 hours
Operated by · 보험개발원
Cost · Free
Insurance Supermarket (Bohum Damoa)
An online insurance supermarket that compares products from every insurer - auto, travel, indemnity insurance, and more - on a single screen
24 hours
Operated by · 생명보험협회·손해보험협회
Cost · Free
Insurance Fraud Report Center
The Financial Supervisory Service's official channel for reporting suspected insurance fraud online - false or inflated diagnoses, staged accidents, and more
Online reports 24 hours, phone counseling (1332) weekdays 09:00-18:00
Operated by · 금융감독원
Cost · Free